Terms of Service for Expense Hunter

Effective Date: 18.08.2025

1. Introduction and Agreement

Welcome to Expense Hunter! These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," "your") and Recherche Ventures e.U. (DI Marc Fenz), located at Alfred-Coßmann-Gasse 14/2, 8054 Graz, Austria, Company Registry Number: FN 659947k, Registry Court: Landesgericht für Zivilrechtssachen Graz ("Company," "we," "us," "our").

These Terms govern your access to and use of the Expense Hunter mobile application ("App"), the website located at expensehunter.com, and all related services, features, and content (collectively, the "Service").

By creating an account and ticking the box indicating your acceptance, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree with these Terms, you must not create an account or use the Service.

2. Description of the Service

Expense Hunter is a digital service designed to help users track their income and expenses. Key features include multi-currency support and the ability to share ledgers and transaction categories with other users.

Important Disclaimers:

  • Informational Purposes Only: The Service is provided for informational and personal organizational purposes only.
  • No Financial Advice: The Company is not a financial advisor, planner, broker, or tax advisor. The Service is not intended to provide any financial, investment, legal, or tax advice. Any information provided through the Service should not be the sole basis for making financial decisions. You are solely responsible for verifying the accuracy and plausibility of all data and calculations, and for your own financial choices.
  • Service Tiers: The Service is offered on a "freemium" model. A basic tier of service is available for free, while certain advanced features may require a paid subscription ("Premium Tier"). We reserve the right to change the features, usage limits, and availability of any service tier at our discretion, with or without notice.

3. User Accounts

Eligibility

To use the Service, you must be at least 18 years of age, or the minimum age required in your country of residence to enter into a binding contract. By creating an account, you represent and warrant that you meet this requirement.

Account Creation

You must register for an account to use the Service. You agree to provide accurate, current, and complete information during the registration process. We require an email address, username, and password for account creation. You may optionally provide additional information, such as your first name, last name, or company name.

User Responsibilities

You are solely responsible for:

  • Maintaining the confidentiality of your account password.
  • All activities that occur under your account, whether or not you have authorized them.
  • Providing and maintaining accurate and up-to-date account information.
  • Regularly creating backups of your data. The Company is not liable for any loss of data.

Usernames and Account Identifiers

When you select a username or a similar identifier for your account, we reserve the right to change or reclaim it if we, in our sole discretion, deem it necessary or appropriate. This includes, but is not limited to, instances where the username: (a) infringes on the intellectual property rights of a third party (e.g., a registered trademark); (b) impersonates another user, person, or entity; (c) is offensive, vulgar, or obscene; or (d) is otherwise in violation of these Terms.

4. User-Generated Content and Data

Ownership

You retain full ownership of all the financial data, text, and other information you enter or upload to the Service ("User Content").

License to Us

To allow us to operate the Service, you grant the Company a limited, worldwide, non-exclusive, royalty-free license to use, store, reproduce, modify (for technical purposes like formatting), and display your User Content solely for the purposes of:

  • Operating, providing, and improving the Service for you.
  • Displaying your User Content to you and to any other users with whom you explicitly choose to share it.
  • Generating aggregated and anonymized data for statistical analysis and service improvement. This anonymized data will not contain any personally identifiable information.

Public Information

Information that is public by nature, such as your chosen username and profile picture, may be visible to other users of the Service, particularly in connection with sharing features.

Prohibited Data

You agree not to upload sensitive personal information that is not strictly required for the intended use of the Service.

5. Sharing Functionality

The Service allows you to share certain resources, such as ledgers and categories, and their associated transaction data, with other users.

  • Your Responsibility: When you share your User Content with others, you are solely responsible for ensuring you have all necessary rights and consents to do so, especially if the data involves third parties.
  • Control: The user who initiates a share is considered the primary controller of that shared data but may have the ability to transfer this control to another user within the Service's settings.
  • Disputes: The Company is not a party to any agreement or relationship between users. You agree that the Company has no obligation to mediate or adjudicate disputes between you and any other user.

6. Acceptable Use

You agree not to use the Service to:

  • Engage in any activity that is fraudulent, illegal, or for any unlawful purpose (e.g., money laundering).
  • Attempt to breach, disable, or circumvent any security measures of the Service.
  • Reverse-engineer, decompile, or otherwise attempt to discover the source code of the App or Service.
  • Upload or transmit any viruses, malware, or other malicious code.
  • Resell, rent, lease, or sublicense the Service without our express written permission.

7. Fees, Payments, and Subscriptions

  • Premium Services: We may offer premium features for a fee, either as a one-time purchase or on a recurring subscription basis. All applicable fees will be clearly disclosed before you make a purchase.
  • Third-Party Payment Processors: We use third-party payment processors (e.g., Stripe, Paddle, Apple App Store, Google Play Store) to handle payments. Your payment is subject to the terms and conditions and privacy policies of these third-party processors in addition to these Terms.
  • Right of Withdrawal for EU Consumers: If you are a consumer based in the European Union, you have a statutory right to withdraw from a contract for the purchase of digital content within 14 days without giving any reason. However, you hereby expressly consent and acknowledge that you will lose your right of withdrawal if you request the performance of the Service to begin before the end of the withdrawal period. Access to a Premium Tier upon purchase constitutes the beginning of performance.

8. Termination

Termination by You

You may terminate this Agreement at any time by using the "Delete Account" functionality within the App's settings.

Termination by Us

We may suspend or terminate your access to the Service at our sole discretion, at any time, and without liability to you. Reasons for such termination may include, but are not limited to: (a) a breach of these Terms; (b) prolonged inactivity; (c) non-payment of fees for Premium Services; or (d) if we discontinue the Service.

Effect of Termination

Upon termination, your right to use the Service will immediately cease. We will handle the deletion of your User Content in accordance with our Privacy Policy and our obligations under the GDPR, which generally requires deletion upon your request unless we have a legal basis for retention (e.g., for accounting or legal defense purposes).

9. Disclaimers of Warranties & Limitation of Liability

"AS IS" Service

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT DATA WILL NOT BE LOST. MISCALCULATIONS OR ERRORS MAY OCCUR.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY, ITS OWNER, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR USE OF OR INABILITY TO USE THE SERVICE; (II) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN; (III) ANY BUGS, VIRUSES, OR MALWARE THAT MAY BE TRANSMITTED THROUGH THE SERVICE.

THIS LIMITATION OF LIABILITY DOES NOT APPLY TO DAMAGES CAUSED BY THE COMPANY'S INTENTIONAL MISCONDUCT (VORSATZ) OR GROSS NEGLIGENCE (GROBE FAHRLÄSSIGKEIT), OR FOR INJURY TO LIFE, BODY, OR HEALTH. FOR BREACHES OF ESSENTIAL CONTRACTUAL OBLIGATIONS DUE TO SIMPLE NEGLIGENCE (LEICHTE FAHRLÄSSIGKEIT), OUR LIABILITY SHALL BE LIMITED TO THE TYPICAL, FORESEEABLE DAMAGES.

10. Data Privacy

Your privacy is important to us. Our collection and use of your personal data are described in our Privacy Policy. By agreeing to these Terms, you acknowledge that you have read and understood our Privacy Policy. Personal data is hosted on servers located within the European Union.

11. Business Transfers

In the event that our business is acquired or merged with another company, or we sell all or a portion of our assets (such as the Expense Hunter project), your personal data may be transferred to the new owners or acquiring entity. We will provide notice before your personal data is transferred and becomes subject to a different privacy policy.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on our website, through the App, or by sending you an email. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

13. Governing Law and Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Austria, excluding its conflict of law provisions.

Jurisdiction

Any legal action or proceeding arising under these Terms will be brought exclusively in the competent courts of Graz, Austria. If you are an EU consumer, this does not affect your mandatory right to bring a claim in the courts of your country of residence.

EU Online Dispute Resolution

For consumers residing in the EU, the European Commission provides an online dispute resolution platform (ODR platform). You can access it here: https://ec.europa.eu/consumers/odr.

14. Contact Information & Legal Notice (Impressum)

Recherche Ventures e.U. (DI Marc Fenz)
Alfred-Coßmann-Gasse 14
8054 Graz
Austria

Email: contact@thefuture.at
Firmenbuchnummer: FN 659947k
Firmenbuchgericht: Landesgericht für Zivilrechtssachen Graz